In this time of financial crisis there are lots of ways to save money. The first way would be to buy electrical spare parts instead of buying new appliances. This prolongs the life of your appliance, saving you time and money.

 Another great way to save money is by cutting your transport costs. Sure your car gets you arround town but it costs you a fair bit of money to run, not to mention tax and insurance. Why not buy a scooter instead. They are cheap to buy, cheap to run and cheap to insure. Tax on a scooter can be as low as £15 a year!

 The last method of saving money is a little bit abstract. Instead of treating your wife to expensive diamonds at christmas time, why not go for something a little bit different. Nomination charms are a great idea for a gift. They are affordable and easy to customise.